(m)
NORTH CAROLINA
AGRICULTURAL EXTENSION
SERVICE
inflation fighting techniques ™PK°y ™
JUL 2 4 1979
SSS SAVING SHOPPING PRACTICES y^J^ „, ^ ^^
at Greensboro
Getting full value from your shopping dollars is necessary to cope with today's
inflation and to build family financial security. It requires determination and concentrated effort before the money is spent. Two valuable bits of advice state:"Economy
is too late at the bottom of the purse;" and "A dollar saved is worth more than a dollar
earned."
Today, the wisest of consumers use a SHOPPING PLAN THAT PRODUCES PROFITS. The first
advantage of such a plan is that it cushions the effect of inflation. Secondly, the plan
can help a family save money-- maybe several hundred dollars a year-- through use of
wiser shopping practices. Dollar-saving shopping practices include:
1. Design shopping plans to save dollars.
a. Never shop without a list-- too much money is wasted on needless items or impulse buying. Maximize the buying power of your dollar. Decide exactly what
is needed and the maximum amount you can invest before going to the market.
Compare the extra costs and benefits of alternative goods, and avoid overbuying style, convenience or prestige features. Buy only the quality of goods
needed-- an irregular quality or used item may fit the need as well as a new
one . Plan purchases to take advantage of as many price reduction sales as
possible. BUYING POWER SUCCESS - WORTHWHILE GOODS & SERVICES FOR FEWEST
DOLLARS.
b. Make out a shopping calendar for the year. List needs for big ticket or expensive items and plan to buy when there is a price advantage. Be alert to
special sales or bargains, but don't be "taken". Stock up on sales items—
food, household supplies. A bargain is a needed good or service that is available at a price lower than the regular market price. Any price paid for goods
that are not needed is a waste of money. Generally bargain buys are
in:
. January - clothing, furniture, bedding & linens, appliances, cars, tires
. February - bedding, furniture, appliances, sports equipment, cars, shirts
. March - appliances, housewares, winter clothing, shoes, luggage
. April - children's clothes, appliances, paints, lingerie, garden supplies
. May - linens, paint, blankets, between-season vacation resorts
. June - outdoor furniture & sportswear, floor coverings, tires, building
materials
. July - summer clothes, sporting goods, appliances, outdoor furniture,
garden equipment
. August - cars, furniture, house furnishings, paints, men's clothing, coats
. September - major appliances, housewares, paints, fabrics, end-of-year car
models
. October - cars, silverware, school clothes and supplies, floor coverings
. November - fall clothing, promotional holiday gifts
. December - usually the most expensive month for all items-- might purchase
gift certificates as gifts. The certificates could be used
later when prices are lower.
2. Before making a purchase, test whether to buy it by asking yourself and honestly
answering two questions:
a. For what else might I use this money?
(m)
NORTH CAROLINA
AGRICULTURAL EXTENSION
SERVICE
inflation fighting techniques ™PK°y ™
JUL 2 4 1979
SSS SAVING SHOPPING PRACTICES y^J^ „, ^ ^^
at Greensboro
Getting full value from your shopping dollars is necessary to cope with today's
inflation and to build family financial security. It requires determination and concentrated effort before the money is spent. Two valuable bits of advice state:"Economy
is too late at the bottom of the purse;" and "A dollar saved is worth more than a dollar
earned."
Today, the wisest of consumers use a SHOPPING PLAN THAT PRODUCES PROFITS. The first
advantage of such a plan is that it cushions the effect of inflation. Secondly, the plan
can help a family save money-- maybe several hundred dollars a year-- through use of
wiser shopping practices. Dollar-saving shopping practices include:
1. Design shopping plans to save dollars.
a. Never shop without a list-- too much money is wasted on needless items or impulse buying. Maximize the buying power of your dollar. Decide exactly what
is needed and the maximum amount you can invest before going to the market.
Compare the extra costs and benefits of alternative goods, and avoid overbuying style, convenience or prestige features. Buy only the quality of goods
needed-- an irregular quality or used item may fit the need as well as a new
one . Plan purchases to take advantage of as many price reduction sales as
possible. BUYING POWER SUCCESS - WORTHWHILE GOODS & SERVICES FOR FEWEST
DOLLARS.
b. Make out a shopping calendar for the year. List needs for big ticket or expensive items and plan to buy when there is a price advantage. Be alert to
special sales or bargains, but don't be "taken". Stock up on sales items—
food, household supplies. A bargain is a needed good or service that is available at a price lower than the regular market price. Any price paid for goods
that are not needed is a waste of money. Generally bargain buys are
in:
. January - clothing, furniture, bedding & linens, appliances, cars, tires
. February - bedding, furniture, appliances, sports equipment, cars, shirts
. March - appliances, housewares, winter clothing, shoes, luggage
. April - children's clothes, appliances, paints, lingerie, garden supplies
. May - linens, paint, blankets, between-season vacation resorts
. June - outdoor furniture & sportswear, floor coverings, tires, building
materials
. July - summer clothes, sporting goods, appliances, outdoor furniture,
garden equipment
. August - cars, furniture, house furnishings, paints, men's clothing, coats
. September - major appliances, housewares, paints, fabrics, end-of-year car
models
. October - cars, silverware, school clothes and supplies, floor coverings
. November - fall clothing, promotional holiday gifts
. December - usually the most expensive month for all items-- might purchase
gift certificates as gifts. The certificates could be used
later when prices are lower.
2. Before making a purchase, test whether to buy it by asking yourself and honestly
answering two questions:
a. For what else might I use this money?
